Overview
REPORTING: BUSINESS DEVELOPMENT MANAGER
PLACE OF WORK: MZUZU OFFICE
WORKING HOURS: 40HRS/WEEK (MONDAY TO FRIDAY)
GRADE: 3
DUTIES AND RESPONSIBILITIES
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Evaluate credit worthiness by processing loan applications and documentation within specified limits
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Interview applicants to determine financial eligibility and feasibility of granting loans
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Determine all applicable ratios and metrics and set up debt payment plans
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Communicate with clients either to request or to provide information
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Justify decisions (approvals/rejections) and report on them
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Complete loan contracts and counsel clients on policies and restrictions
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Update job knowledge on types of loans and other financial services
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Maintain and update account records
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Assess customer needs, explore all options and introduce different types of loans
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Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish targets.
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Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
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Operate in compliance with laws and regulations and adhere to lending compliance guidelines
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Any other duties assigned.
EDUCATION AND EXPERIENCE REQUIREMENTS
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Proven working experience as a Loan Officer.
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Familiarity with computers applications/software
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Solid understanding of direct/indirect lending products and practices
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Excellent communication and interpersonal skills
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Customer satisfaction orientation and sales competencies
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Ability to work in a goal oriented environment
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Valid driver’s License is an added advantage.
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Diploma in Business Administration, Accounting, Marketing or any related field.
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Those with Bachelor’s Degree will have an added advantage.
Send your applications and CVs to recruitment.quickinvest@gmail.com, cc; quickinvestmw@gmail.com before the 23rd of February 2024.